The My Plan Challenge Foundation Fund is a groundbreaking retirement initiative operated by Coaches 101 A NJ Nonprofit, designed to empower volunteers and employees through a SEP IRA program that blends traditional financial planning with cutting-edge blockchain technology.

​

Unlike conventional retirement plans, this fund offers a profit-sharing model where eligible participants earning over $850 annually can contribute toward their future with unmatched flexibility. Contributions are capped at the IRS limit—currently $59,000 per year—and are self-directed, meaning Coaches 101 does not match funds, preserving independence and transparency.

​

What sets this fund apart is its integration with blockchain platforms, including Mad Comedian’s Blockchain and Omar Dyer’s Blockchain, which provide secure, traceable infrastructure for managing digital assets and retirement contributions. This fusion of fintech and financial literacy makes the fund a unique educational tool for underserved communities across New Jersey and New York City.

​

Importantly, the My Plan Challenge Foundation Fund is distinct from the Coaches 101 PAC Challenge, a separate employee-based action committee focused on political engagement. While the PAC supports advocacy and campaign-related activities, the Foundation Fund is strictly a nonpartisan financial empowerment program, aligned with 501(c)(3) compliance and exempt purpose standards.

​

By combining retirement planning, blockchain innovation, and community outreach, the My Plan Challenge Foundation Fund redefines what it means to invest in your future—making financial literacy not just accessible, but transformative.